Home
Sitemap
Contact
FAIL (the browser should render some flash content, not this).
FAIL (the browser should render some flash content, not this).
Thank you so much
for all your help with purchasing our first home. We had no idea what to expect, and we are so thankful that Halo Group Mortgage made our loan process such an easy, stress-free process.
You did a great job. Thank you so much!
Homeowner's Insurance


Homeowners insurance provides financial protection for your home against disasters.
A homeowners insurance policy is a package policy that combines more than one type of insurance coverage in a single policy. There are four types of coverages that are contained in the homeowners policy: dwelling and personal property, personal liability, medical payments, and additional living expenses. Homeowner's insurance, as the name suggests, protects you from damage or loss to your home or the property in it.

Remember that flood insurance and earthquake damage are not covered by a standard homeowners policy. If you buy a house in a flood-prone area, you'll have to pay for a flood insurance policy that costs an average of $400 a year. The Federal Emergency Management Agency provides useful information on flood insurance on its Web site at www.fema.gov. A separate earthquake policy is available from most insurance companies. The cost of the coverage will depend on the likelihood of earthquakes in your area.

Back to the Home Loan Center Apply Online!